HOME PURCHASING

If you want financing for your dream home or get pre-approve before make an offer, we can help you 

 

HOME REFINANCING

Take cash our for home improvement or pay off your credit cards 

Conforming Mortgage               Rate*               APR*

Conventional 15 Year Fixed    3.50 %          3.623 %

Conventional 30 Year Fixed   4.125 %         4.317 %  

 

Non-Conforming Mortgage

30 Year Fixed Jumbo              4.50 %          4.655 % 

 

FHA Morgage

30 Year Fixed                           3.125 %        3.547 % 

 

*Rates valid on: Wed, Nov 6 2019, 09:01 PM PT and are subject to change without notice.Your actual rate may change dependent on a variety of financial factors.

*Assumptions: 

The following assumptions reflect user search criteria in the form:

• Lien position: First
• Prepayment penalty: None
• Property type: Single Family Residence
• Property use: Owner-occupied
• FICO: 740
• Discount Points: 1.00

Conventional Mortgages:

The payment on a $220,000 30-year Fixed-Rate is $1,066.00 for 360 months at 4.125% and 4.241% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and 0.629 points due at closing. The payment on a $220,000 15-year Fixed-Rate is $1,573.00 for 180 months at 3.499% and 3.737% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and 0.875 points due at closing. The initial payment on a 30-year $220,000 5-year Adjustable-Rate is $1,304.00 for 60 months at 3.750% and 3.945% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and 0.953 points due at closing. After the initial 5 years, the rate is variable and subject to change once every year for the remaining life of the loan.

Jumbo Mortgages:

The payment on a $800,000 30-year Fixed-Rate is $4,113.00 for 360 months at 4.625% and 4.730% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and 0.999 points due at closing. The initial payment on a 30-year $800,000 7-year Adjustable-Rate is $X,XXX.XX for 84 months at X.XXX% and X.XXX% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and X.XXX points due at closing. After the initial 7 years, the rate is variable and subject to change once every year for the remaining life of the loan. The initial payment on a 30-year $800,000 5-year Adjustable-Rate is $X,XXX.XX for 60 months at X.XXX% and X.XXX% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and X.XXX points due at closing. After the initial 5 years, the rate is variable and subject to change once every year for the remaining life of the loan.

FHA Mortgages:

The payment on a $265,375 30-year Fixed-Rate is $1,119.00 for 360 months at 3.000% and 4.241% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and 0.737 points due at closing. The payment on a $265,375 15-year Fixed-Rate is $1,817.00 for 180 months at 2.875% and 4.300% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and 0.922 points due at closing. The initial payment on a 30-year $265,375 5-year Adjustable-Rate is $1,472.00 for 60 months at 3.000% and 4.395% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and 0.737 points due at closing. After the initial 5 years, the rate is variable and subject to change once every year for the remaining life of the loan.